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INSURANCE

Code and Penalty Points


Codes

Insurance

Penalty

Points

IN10

Using a vehicle uninsured against third party risks

6 - 8


Penalty points for this offence start from: - The date of the offence

The Penalty points remain on the licence for: - Four (4) Years

Example: Date of offence is 10th January 2000 – the endorsement points must stay on the licence until 10th January 2004.

“Totting-up” penalty points

If you build up 12 or more penalty points within a period of three years, you’ll be liable to be disqualified under the “totting-up” system. This is shown on your licence as TT99.

Information on your driving entitlement and endorsements are sent to the courts and police on request.


The correct cover for any vehicle used on your business is very important. Many road users fail to even bother! With our usual take on vehicles humour and insurance we like to think all responsible VDOC managers take the matter as important as one would the safety of ones own daughter!

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